PAYMENT TOOL
PayPal Fee Calculator
Calculate PayPal transaction fees for domestic and cross-border payments. Know exactly how much you receive.
Calculate PayPal transaction fees for domestic and cross-border payments. Know exactly how much you receive.
PayPal is one of the most widely used online payment platforms, but its fee structure can be confusing with percentage rates, fixed fees, currency conversion charges, and different rates for domestic vs international transactions. This calculator helps you understand exactly how much you'll pay in fees and how much you'll actually receive.
Freelancers calculating how much to charge clients to hit their target. E-commerce sellers factoring PayPal fees into pricing. Comparing payment processor costs. Understanding why received amount differs from sent amount.
Enter the transaction amount and select your country/region for the correct fee rate. Choose between domestic or international transaction. The calculator shows the PayPal fee, fixed fee, currency conversion fee (if applicable), and the net amount you receive. Use reverse mode to calculate how much to charge to receive a specific amount.
PayPal fees vary by country and transaction type. For US business accounts: 2.9% + .30 for domestic, 4.4% + fixed fee for international. Rates differ for micropayments (under ), nonprofit accounts, and high-volume merchants.
By default, the receiver pays the PayPal fee. When someone sends you money, PayPal deducts the fee from the amount you receive. You can optionally set it up so the sender pays the fee, but this must be agreed upon in advance.
Yes: apply for PayPal's merchant rate if you process ,000+/month. Use friends and family for personal transfers (no fee, but no buyer protection). Consider alternatives like Stripe or Wise for certain use cases. Minimize currency conversions.
PayPal charges a currency conversion fee on top of the exchange rate, typically 2.5-4% above the base rate. If you receive payments in multiple currencies, consider keeping a balance in each currency and converting strategically to minimize fees.